£12 an hour after tax in United Kingdom (2026/27)
£12.00 an hour is £23,400 a year before tax (37.5 hours a week). After tax you keep £20,370 a year, or £10.45 an hour.
Same defaults as the main calculator (income tax and National Insurance). Change anything below.
Take-home a year
£20,370
Take-home a month
£1,697.49
Take-home a week
£391.73
Take-home an hour (37.5h week)
£10.45
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Your take-home pay
£10.45/ hour
£20,370 a year from £23,400 · average rate 12.9% · next £1,000 keeps £720
Breakdown
| Year | Month | 4 weeks | Week | Day | Hour | |
|---|---|---|---|---|---|---|
| Gross pay | £23,400 | £1,950.00 | £1,800.00 | £450.00 | £90.00 | £12.00 |
| Income taxBasic rate 20%: £2,164.20 | −£2,164 | −£180.35 | −£166.48 | −£41.62 | −£8.32 | −£1.11 |
| National Insurance8% of pay between £1,048 and £4,189 per month, 2% above | −£866 | −£72.16 | −£66.61 | −£16.65 | −£3.33 | −£0.44 |
| Take-home pay | £20,370 | £1,697.49 | £1,566.91 | £391.73 | £78.35 | £10.45 |
| Employer National Insurance (not from your pay)15% of pay over £417 per period | £2,759 | £229.95 | £212.26 | £53.07 | £10.61 | £1.42 |
You: £20,370
Show as a table
| Salary | Take-home | Share kept |
|---|---|---|
| £12,570 | £12,570 | 100% |
| £25,000 | £21,522 | 86% |
| £50,000 | £39,522 | 79% |
| £50,270 | £39,716 | 79% |
| £75,000 | £54,062 | 72% |
| £100,000 | £68,562 | 69% |
| £100,000 | £68,562 | 69% |
| £125,000 | £78,062 | 62% |
| £125,140 | £78,115 | 62% |
| £150,000 | £91,287 | 61% |
Rates checked 19 October 2026 against HMRC for the 2026/27 tax year (6 April 2026 – 5 April 2027). How we calculate · Sources · Accuracy tests · Report an error
Estimate for information only, based on United Kingdom 2026/27 rates. Not tax or financial advice. Your payslip may differ (for example tax code, benefits or other deductions).
£12.00 an hour at different hours
| Hours a week | Salary a year | Take-home a year | Take-home a week |
|---|---|---|---|
| 20 | £12,480 | £12,480 | £240.00 |
| 25 | £15,600 | £14,754 | £283.73 |
| 30 | £18,720 | £17,000 | £326.93 |
| 37.5 (full time) | £23,400 | £20,370 | £391.73 |
| 40 | £24,960 | £21,493 | £413.33 |
| 45 | £28,080 | £23,739 | £456.53 |
Assumes 52 paid weeks a year. Part-time pay keeps a bigger share because the tax-free amount stays the same.
What is taken out
Of £23,400 a year you pay £3,030 (12.9%) in income tax and National Insurance. For the full breakdown, scenarios and pay-rise figures see £23,000 after tax.